Homeowners Insurance Estimator
Simple, transparent estimates by state — adjust coverage, deductible, and a few factors.
Estimate
$150k
$250k
$350k
$500k
$750k
$500
$1,000
$2,500
$5,000
How we estimate
We start with a national baseline, then apply a state factor and your inputs (coverage, deductible, roof, claims, location risk).
See the Sources page for the method.
Fast to compare
Use the chips to jump between common coverage and deductible levels and see the effect instantly.
Mobile‑friendly
The tool is designed to fit all screens with no side‑scroll.
Popular states
Recent posts
FAQs
Is this a quote?
No — it’s an educational estimate. For quotes, speak with licensed agents.
How accurate is it?
Accuracy improves when you tune state multipliers using vetted sources.
Can I use my own data?
Yes — ask us to wire in a multipliers file for data‑verified defaults.