Privacy Policy — Homeowners Insurance Estimator

Privacy

Calculations run locally in your browser. We use Google Analytics and Google AdSense; data usage depends on your consent choice via the banner. Contact: everydayroyalties@gmail.com.

Information we collect

We collect the minimum data needed to operate this site and improve our tools. This may include pages visited, device/browser details, and approximate location derived from your IP address. If you contact us, we also receive your email and the content of your message.

Calculator inputs

Values you type into our estimator are processed in your browser to generate an on‑screen result. Unless otherwise stated, we do not permanently store these inputs on our servers.

Cookies & similar technologies

We use cookies and local storage to remember preferences and improve performance. Third‑party vendors, including Google, use cookies to serve ads based on your visits to this and other sites. You can opt out of personalized advertising by visiting Google Ads Settings or AboutAds.

Advertising & analytics

Google AdSense: We display Google‑served ads. See Google’s privacy policy to learn how data is used for ads and measurement.
Google Analytics 4: We use GA4 to understand aggregate usage. GA4 may set cookies or collect event data (page views, clicks, device info).

Data retention

We retain contact emails for as long as needed to respond and maintain records. Aggregated analytics data may be kept for trend analysis. You can request deletion of your contact messages at any time by emailing us.

Your choices

Adjust ad personalization via Google Ads Settings.
Use your browser’s controls to clear cookies or block third‑party cookies.
Contact us to request deletion of messages you’ve sent.

Children’s privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from children.

Contact

Questions about this policy? Email everydayroyalties@gmail.com.

How This Differs from Your Insurer's Privacy Practices

Insurance companies handle detailed personal and financial information when they underwrite or service policies. This site is different: it focuses on education and rough estimates, and it is not tied to your official policy record. For account-specific questions or privacy requests about your coverage, you will always need to contact your carrier or agent directly.

Practical Privacy Tips When Researching Insurance Online

When you move from estimators to actual quote forms, you will be asked for more detailed information. It is wise to confirm that you are on the official site of a carrier or agency, review their privacy notice, and use secure internet connections. Keeping sensitive documents off public Wi‑Fi and avoiding shared logins can help protect your personal data while you research.

Following Links to External Insurance Resources

Some pages link to regulator publications, consumer guides, or carrier educational materials. Those sites have their own privacy practices, which may differ from ours. When you follow an external link, take a moment to review the new site's URL and policies so you can decide how comfortable you feel sharing information there.

Using Browser Controls While You Research

Most modern browsers allow you to manage cookies, tracking protection, and saved form data. If you prefer to keep your research sessions separate, you can use private browsing modes, clear history periodically, or adjust privacy settings so that fewer details are stored between visits. These tools work alongside this site's own privacy practices to give you more control.

Researching Home Insurance on Shared Devices

If you are using a shared family computer or a device in a public space, consider how much browsing history and form data you want other users to see. Clearing history after a session or avoiding the storage of autofill information can prevent future users from viewing details about your home, budget, or coverage plans.

How Syncing Settings Affect Your Research Trail

Many browsers sync history and bookmarks across phones, tablets, and computers. If you share accounts or devices, remember that home insurance research may appear in history on multiple screens. Adjusting sync settings, using separate profiles, or relying on private browsing can help you control where that trail shows up.

Exporting or Deleting Notes Connected to This Site

If you use browser-based note extensions or separate productivity tools while researching, remember that those notes may live independently from this website. Periodically reviewing and, when appropriate, deleting old notes that no longer reflect your situation can keep your digital records tidy and aligned with your current plans.

How Third-Party Widgets May Interact with Your Data

Some pages may include embedded tools or widgets from analytics or mapping providers. These tools can collect their own technical information about your device or browsing session. Where possible, we work with providers that offer clear documentation and controls, but you should always feel free to adjust your browser or device settings if you prefer to limit this type of data sharing.

Staying Privacy-Conscious on Mobile Devices

When you research home insurance on a phone or tablet, you might rely on mobile browsers, apps, or shared devices. Reviewing which apps have access to your browsing data, notifications, or saved files can give you more control over how your research activity is stored or shared across services.