Editorial policy

We publish practical, plain‑English explanations of homeowners insurance. Our goal is to help readers estimate costs and ask better questions when shopping coverage.

What we write

• Explainers on coverage forms, deductibles, roof/claims factors, and catastrophe risk.
• State‑level context for common pricing drivers.
• Clear methodology notes when we update assumptions or data.

How we fact‑check

• We cite public, reviewable sources (regulatory filings, industry summaries) where available.
• We avoid unverifiable anecdotes; when we infer, we say so explicitly.
• Technical pages undergo a second review by an editor prior to publication.

Updates & cadence

• Methodology and data pages are reviewed at least quarterly.
• Blog posts get incremental updates when regulations, market conditions, or common questions change.
• Change notes appear on the Methodology page.

Corrections

If you spot an error, email everydayroyalties@gmail.com. We’ll verify and correct promptly, noting material changes.